Digital Risks Insurance

Like nearly every business you have probably made a significant investment in technology, perhaps by establishing your own company Web site or Email system.

But did you realise that these sorts of tools can expose you to new types of risks that could devastate your entire company? Worse, the chances are your existing insurance cover will not protect you against any claims since it was never designed to take into account these types of exposures.

If you have a company Email system that is used by your employees and/or a company Web site that is used to promote your products to the outside world, then you are at risk from a host of third party liability claims against you - from defamation through infringement of the Data Protection Act.

Disturbingly, your company is liable for every Email or Instant Message your employees send, whether or not they are work-related?

The policy also offers Web site content liability (a broad definition that includes slander, defamation, product disparagement and libel, and invasion or infringement of privacy) which covers any defence costs, damages or expenses associated with defending a suit brought by a third party. We can help dispel the myths of technology risks and help you find out exactly where your company is exposed.

From there, we can help you decide the best action to take in order to protect your business and your investment.