About Director Risk Protection

It is sometimes hard to define where the personal liabilities and responsibilities of directors, officers and senior mangers of companies begin and end. Most will ensure that their employees are protected should any unplanned accident or incident occur. The Company will have a suitable level of Public and Employers' Liability insurance. However, many companies still do not recognise how far personal liabilities extend.

Director Risk Protection is a division of a&b insurance brokers aimed at providing appropriate and convenient risk protection for directors and senior managers of all manner of businesses. By making this cover available on-line and cost-effective, we aim to ensure the best possible chance for all our clients to survive any action that may be lodged against them.

The Statistics;

• Last year over 1500 directors were disqualified for between 2 and 15 years

• The DTI's Companies House investigation branch looked at almost 5,000 companies.

• The HSE issues over 11,000 notices and prosecuted 982 cases.

There are now over 200 offences in the Companies Act and they are very broad in definition and far reaching in their implication. As senior personnel within a Company, you are responsible for understanding each and every one. Failure to comply with the law, even in error, leaves you personally exposed and you could lose your family home as a result. It's that simple.

We do not intend our customers to fall foul of these statistics. Our product will ensure you receive the specialist advice and representation you need to carry on your business life.